Agile Payments Blog

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What does a successful Credit Card Payment Integration look like?

Jan 21, 2020 8:15:00 AM

What does a successful Credit Card Payment Integration look like?

We like to look at any Platform Payment Integration in 3 phases:

1-Before the integration work begins

2-Actual integration

3-After the integration

Before any technical work begins there should be a conversation around the following:

  • What are the goals of the platform and what role will payments play?
  • Will payments be a customer acquisition vehicle?Credit Card Payment Integration
  • Do you absolutely have to have instant onboarding? Will payments revenue be a primary source of platform income?
  • What is your payments understanding?
  • Revenue share is understood
  • Is the difference between credit card and ACH processing understood and the reconciliation implications?
  • Credit card decline mitigation strategies
  • Who is your ideal client and what implications might that have on your integration?
  • What can be done in planning the integration that allows for self service, offers AutoPay sign up prompts etc

There are more questions and a conversation is vital.

During the integration we make sure:

  • There is prompt tech support
  • You have sandbox access the provides rigorous testing capabilities
  • We are addressing all points raised in the before process
  • We have thoroughly tested all payment methods and reconciliation

After the integration:

  • What are we doing to maximize platform user adoption of the new payment solution? You may create a fantastic solution but if no one is using you don’t make money and they don’t get value. We work with you to maximize both platform and end user adoption
  • Is your client onboarding process simple and easy? You don’t want frustrated users that want payments to have to jump through approval hoops or spend time inputting confusing credentials
  • Do we have prompt, efficient support when payment questions arise?
  • Is your revenue stream growing and can we improve?

There are more considerations but this should give a good idea of what your Credit Card Payment Integration experience should and will look like in working with


Wayne Akey
Written by Wayne Akey

Wayne Akey works collaboratively with SAAS providers whose clients have recurring billing needs to create innovative payment solutions and new revenue streams. He has partnered with dozens of software providers to create integrated payment solutions that solve recurring billing problems and generate significant recurring revenue. He has experience in: ACH Processing | Payment Partnerships | Payment Gateway Integration | Credit Card Decline Mitigation | Payment Aggregation. Wayne is the author of “Explode SAAS Revenue by 84%: A Guide to Geometric Growth using Integrated Payment Processing”. To learn how your software application can become a billing solution for your users as well as generate additional revenue streams, contact Wayne today at We guarantee you will learn how to improve revenue per client by at least 10% or we will donate $500 to the charity of your choice.

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