Agile Payments Blog

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Top 9 Things to look for from a Recurring Credit Card Integration API

Jan 17, 2020 8:26:58 AM

Here are Top 9 Things to Look for from a Recurring Credit Card Payment Integration API

1-API availability: Does the partner offer a modern, elegant RESTful API

2-If your market base includes a Canada Credit Card Integration, does the partner provide a single API for both US and Canada?

3-Does the platform provide a solution for credit card declines? Recurring transaction decline rates now average 15%

4-Is there a single API for both Credit Cards and ACH Payment Gateway Integration. ACH offers lower costs and lower decline rates and all recurring payment solutions should leverage ACH

5-Is sensitive data tokenized?

6-Is there revenue share in Credit Card Processing Integration solution?

7-Does the partner provide assistance in AutoPay customer adoption for you and your user clients? Simply offering a payment method is not enough to get end-user adoption.

8-Is there an application API that would allow your customers to apply from your site or app?

9-Will your potential API partner take the time to understand your business requirements and provide options that custom fit the payments needs to your needs and your clients?

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Topics: Payment Gateway

Wayne Akey
Written by Wayne Akey

Wayne Akey works collaboratively with SAAS providers whose clients have recurring billing needs to create innovative payment solutions and new revenue streams. He has partnered with dozens of software providers to create integrated payment solutions that solve recurring billing problems and generate significant recurring revenue. He has experience in: ACH Processing | Payment Partnerships | Payment Gateway Integration | Credit Card Decline Mitigation | Payment Aggregation. Wayne is the author of “Explode SAAS Revenue by 84%: A Guide to Geometric Growth using Integrated Payment Processing”. To learn how your software application can become a billing solution for your users as well as generate additional revenue streams, contact Wayne today at We guarantee you will learn how to improve revenue per client by at least 10% or we will donate $500 to the charity of your choice.

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