Agile Payments Blog

2 min read

Payment Gateway Integration API

Aug 1, 2018 3:24:55 PM

SAAS platforms and developers have a bad habit of choosing their payment gateway integration partner[s] without considering partner’s potential to actually help grow their business.

Payment Gateway Integration thinking typically consists of integrating with the usual suspects in gateway space, informing the end customers know about gateway options, and handing off the customer and the assume or hope for the best.

Unfortunately, choosing a payment gateway integration API partner is often not a strategic decisi

PGIAPIon, despite one’s client base being arguably the greatest asset their business has.

Support and funding issues can leave clients frustrated , as can data hostaging [more info below], confusion over what a payment gateway is versus a merchant account, and lack of payment options [specifically ACH Processing for recurring payments]. This, coupled with significant issues reducing credit card decline rates, can lead to your hard-earned clients exploring alternative options to your solution.

Payment Gateway Partner DRIVES GROWTH STRATEGY by:


  • Ensuring your payment gateway partner provides an easy, defined process for onboarding and continued support. A happy customer is the best referral generation strategy.
  • Helping to negotiate great deals for your users [you have the power].. If you can in turn save them money on processing fees you are again creating goodwill.
  • Offering payment options via ACH Integration. Especially for recurring payments multiple payment options with cost savings are a competitive differentiator.
  • Offering a Revenue share model: Your payment gateway integration api provider [especially if they can also set up merchant accounts] should offer you a transaction revenue share model. If every client you have now generates an additional income stream you have a much more profitable company. This means better service and more payment options for your clients.
  • Adding value for your users: There is a huge gap or disconnect that your gateway partner can possibly help with. If your service or product also offers a recurring billing solution you have an opportunity to help your end users [and you] generate more value.
  • Improving client retention rates: By delivering value beyond expectations you generate more loyal clients. This increases lifetime client value and your ability to cross sell, upsell and leverage potential referrals


Make sure choosing your gateway partner is a strategic decision. It can without question become a growth catalyst for your business.

For more information visit


Wayne Akey
Written by Wayne Akey

Wayne Akey works collaboratively with SAAS providers whose clients have recurring billing needs to create innovative payment solutions and new revenue streams. He has partnered with dozens of software providers to create integrated payment solutions that solve recurring billing problems and generate significant recurring revenue. He has experience in: ACH Processing | Payment Partnerships | Payment Gateway Integration | Credit Card Decline Mitigation | Payment Aggregation. Wayne is the author of “Explode SAAS Revenue by 84%: A Guide to Geometric Growth using Integrated Payment Processing”. To learn how your software application can become a billing solution for your users as well as generate additional revenue streams, contact Wayne today at We guarantee you will learn how to improve revenue per client by at least 10% or we will donate $500 to the charity of your choice.

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