Agile Payments Blog

1 min read

Data Hostaging in Payment Processing

By Agile Payments News on Mar 20, 2015 4:00:28 PM

Data Hostaging in the Payment Processing World.

You may have heard of someone’s computer being hijacked with messaging demanding they pay for alleged wrong doings or to be able to get important data back. Typically referred to as Ransomware, this malware holds your computer hostage by encrypting its data or by making it inaccessible in some way. The user is then hit then demands to pay ransom money to the cybercriminal who installed the malware. For more information a good post by Andy O’Donnell [http://netsecurity.about.com/bio/Andy-O-Donnell- 82564.htm] is at: http://goo.gl/3ymh6d

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1 min read

Why creating buyer personas are good for business

By Gene Krause on Mar 19, 2015 2:00:38 PM

 

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2 min read

Duplicate content on LinkedIn

By Gene Krause on Mar 19, 2015 2:00:29 PM

 

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2 min read

Falling short on SaaS pricing

By Gene Krause on Mar 19, 2015 2:00:10 PM

 

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2 min read

Configurability and Customization

By Gene Krause on Mar 18, 2015 1:37:57 PM

Is Your Staff Aware Of The Difference Between Configurability and Customization?

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2 min read

Anti-CEO Traits?

By Gene Krause on Mar 18, 2015 1:35:06 PM

Do You Exhibit Any Of These Anti-CEO Traits? Are You Sure?

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5 min read

Why Mobile Payments Aren’t Working and How to Fix It

By Wayne Akey on Mar 18, 2015 9:53:49 AM

If you are an Old School fan, and really who isn't ? - you know the scene I am talking about: Will Farrell naked, and standing in the middle of the street saying to his wife “Everybody’s doing it”

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3 min read

How Using Payments Processing Using ACH Can Help Your Business

By Gene Krause on Mar 2, 2015 8:00:01 AM

From a previous post we have already covered exactly what an ACH is and the raw flow between a business and the banks. So what is Processing of ACH Payments? First let's quickly re-examine the role the banks play; specifically as it relates to technology. NACHA  governs the ACH network, including providing the specific NACHA file format that banks must use when submitting batch files to one of the ACH operators. If there were no improvements that could be made anywhere in the process, there would be little need for Third Party ACH Processors (TPP).

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2 min read

What is a Merchant Account?

By Gene Krause on Feb 23, 2015 8:10:43 AM

Companies with a need to accept credit cards or debit cards require a Merchant Account. Sometimes the term Merchant Account gets confused with Payment Gateway. They are separate components to accepting cards, but are often provided in a bundled package. If you're set on a particular company for providing the payment gateway, check to see if their gateway services are agnostic towards back-end processors, allowing you to switch merchant account providers at a later time.

Topics: Blog
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SaaS Gets Its Business Groove On

By Agile Payments News on Feb 20, 2015 1:05:10 PM

In the course of a few years, cloud computing has moved from the fringe to the norm for businesses looking to make their operations more efficient. IDG Enterprise’s 2014 Cloud Computing Survey found that the majority of businesses today (69 percent) are using at least one cloud-based application, and investment in the technology grew nearly... In the B2B space, SaaS cloud-based systems offer players the advantages of presenting data in real-time. Read More

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Obama's visit to Silicon Valley a big win for Apple Pay

By Agile Payments News on Feb 19, 2015 7:49:34 PM

President Barack Obama arrived in Silicon Valley bearing a gift for Tim Cook: a seal of approval for Apple Pay.

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4 min read

Payment Data portability or Data hostage

By Agile Payments News on Feb 19, 2015 12:45:06 PM

Data Hostaging in the Payment Processing World. You may have heard of someone’s computer being hijacked with messaging demanding they pay for alleged wrongdoings or to be able to get important data back. Typically referred to as Ransomware, this malware holds your computer hostage by encrypting its data or by making it inaccessible in some way. The user is then hit then demands to pay ransom money to the cybercriminal who installed the malware. For more information a good post by Andy O’Donnell [http://netsecurity.about.com/bio/Andy-O-Donnell- 82564.htm] is at: http://goo.gl/3ymh6d.

Topics: White Papers
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5 min read

Payment Gateway 5 Must Haves

By Wayne Akey on Feb 19, 2015 12:41:30 PM

Top 5 must haves before integrating with any Payment Gateway. The #1 MUST HAVE is probably the least thought about decision making criteria yet arguably the most important.You MUST make sure your payment gateway partner values your customers as much as you do. You know how much time and effort is spent on customer acquisition. In today’s world competition for clients is fierce. You can’t afford to spend time and money to bring on a new client only to have them disappointed with poor communication or a complete lack of support. Having confidence that your most valuable asset is being well taken care of simply cannot be overstated.

Topics: White Papers
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10 min read

Payment Gateway Integration

By Agile Payments News on Feb 18, 2015 3:55:41 PM

Payment Gateway Integration: A Growth Strategy for developers and SAAS providers.Payment Gateways play an integral role in ecommerce and the ability to embed payment-processing functionality inside applications. Authorize.net founded in 1996 was the first to market.

There are now multiple providers of gateway services and although the technical capabilities have evolved the role of the gateway remains the same: to provide a secure method of transmitting payment data from the merchant to the back end payment processor.

For many developers and SAAS providers choosing their payment gateway partner[s] is not a decision driven by the potential for the partner to actually help grow their business. Integrate with usual suspects in gateway space, hand off the customer and hope for the best is somewhat standard. Support and funding issues, data hostaging, customer confusion on gateway versus merchant account, lack of payment options [specifically for recurring payments] and more can leave clients frustrated and looking for alternatives.

Topics: White Papers
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SaaS Development IT News

By Agile Payments News on Jan 31, 2015 2:08:31 PM

[filtr8_mag src='https://filtr8.com/feed/board.php?54cc017c2c588&embed']

Topics: Blog
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3 min read

What is an ACH?

By Agile Payments News on Oct 13, 2014 5:40:45 PM

Is your mind stuck in the credit card only world? ACH payments can be one awesome solution for many organizations needs.

It's a payment vehicle. Paper money and credit cards are also payment vehicles. Some might say PayPal is a payment vehicle also, but the underlying payment vehicles that actually transmit funds for a transaction are ACH and/or a credit card. ACH stands for Automated Clearing House, which is an electronic banking transaction network that's regulated by NACHA. The ACH network is a batch network at its core, although some Third Party Processors provide real-time connectivity to their ACH processing engine. Even when transmitting transactions in real-time to a processor, the transactions are ultimately batched and delivered to RDFI's though one of the networks ACH Operator, the Federal Reserve or EPN. Being a batch network, there is no authorization component like credit card transactions to capture funds before settlement, sometimes resulting in returned items.

Topics: Blog
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1 min read

Real-Time Integrations

By Agile Payments News on Apr 9, 2014 3:12:42 PM

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cras lobortis lorem purus, at iaculis nulla placerat ut. Curabitur at ultricies odio. In quis accumsan felis. Donec lacinia est quis tortor accumsan, ac commodo massa accumsan. Interdum et malesuada fames ac ante ipsum primis in faucibus. Curabitur et ultrices orci. Sed vestibulum libero at massa ornare tincidunt. Etiam vehicula dolor eros, sit amet aliquet nulla tempus sed. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Nam facilisis, est et mollis blandit, lacus turpis ultricies tellus, vel condimentum nisi neque nec felis. Integer pellentesque felis elementum quam rutrum lobortis. Nunc et nisl id tortor ullamcorper ultrices. Nullam consectetur quis tortor id bibendum.

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1 min read

Integration Options

By Agile Payments News on Apr 9, 2014 3:11:04 PM

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cras lobortis lorem purus, at iaculis nulla placerat ut. Curabitur at ultricies odio. In quis accumsan felis. Donec lacinia est quis tortor accumsan, ac commodo massa accumsan. Interdum et malesuada fames ac ante ipsum primis in faucibus. Curabitur et ultrices orci. Sed vestibulum libero at massa ornare tincidunt. Etiam vehicula dolor eros, sit amet aliquet nulla tempus sed. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Nam facilisis, est et mollis blandit, lacus turpis ultricies tellus, vel condimentum nisi neque nec felis. Integer pellentesque felis elementum quam rutrum lobortis. Nunc et nisl id tortor ullamcorper ultrices. Nullam consectetur quis tortor id bibendum.

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1 min read

High Customizability

By Agile Payments News on Apr 9, 2014 3:06:49 PM

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cras lobortis lorem purus, at iaculis nulla placerat ut. Curabitur at ultricies odio. In quis accumsan felis. Donec lacinia est quis tortor accumsan, ac commodo massa accumsan. Interdum et malesuada fames ac ante ipsum primis in faucibus. Curabitur et ultrices orci. Sed vestibulum libero at massa ornare tincidunt. Etiam vehicula dolor eros, sit amet aliquet nulla tempus sed. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Nam facilisis, est et mollis blandit, lacus turpis ultricies tellus, vel condimentum nisi neque nec felis. Integer pellentesque felis elementum quam rutrum lobortis. Nunc et nisl id tortor ullamcorper ultrices. Nullam consectetur quis tortor id bibendum.

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1 min read

Unified Platform

By Agile Payments News on Jan 23, 2014 1:17:22 PM

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cras lobortis lorem purus, at iaculis nulla placerat ut. Curabitur at ultricies odio. In quis accumsan felis. Donec lacinia est quis tortor accumsan, ac commodo massa accumsan. Interdum et malesuada fames ac ante ipsum primis in faucibus. Curabitur et ultrices orci. Sed vestibulum libero at massa ornare tincidunt. Etiam vehicula dolor eros, sit amet aliquet nulla tempus sed. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Nam facilisis, est et mollis blandit, lacus turpis ultricies tellus, vel condimentum nisi neque nec felis. Integer pellentesque felis elementum quam rutrum lobortis. Nunc et nisl id tortor ullamcorper ultrices. Nullam consectetur quis tortor id bibendum.

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1 min read

Service Feed Capabilities

By Agile Payments News on Jan 22, 2014 1:07:38 PM

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cras lobortis lorem purus, at iaculis nulla placerat ut. Curabitur at ultricies odio. In quis accumsan felis. Donec lacinia est quis tortor accumsan, ac commodo massa accumsan. Interdum et malesuada fames ac ante ipsum primis in faucibus. Curabitur et ultrices orci. Sed vestibulum libero at massa ornare tincidunt. Etiam vehicula dolor eros, sit amet aliquet nulla tempus sed. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Nam facilisis, est et mollis blandit, lacus turpis ultricies tellus, vel condimentum nisi neque nec felis. Integer pellentesque felis elementum quam rutrum lobortis. Nunc et nisl id tortor ullamcorper ultrices. Nullam consectetur quis tortor id bibendum.

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1 min read

User-Definable Reporting

By Agile Payments News on Jan 21, 2014 1:20:04 PM

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Cras lobortis lorem purus, at iaculis nulla placerat ut. Curabitur at ultricies odio. In quis accumsan felis. Donec lacinia est quis tortor accumsan, ac commodo massa accumsan. Interdum et malesuada fames ac ante ipsum primis in faucibus. Curabitur et ultrices orci. Sed vestibulum libero at massa ornare tincidunt. Etiam vehicula dolor eros, sit amet aliquet nulla tempus sed. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Nam facilisis, est et mollis blandit, lacus turpis ultricies tellus, vel condimentum nisi neque nec felis. Integer pellentesque felis elementum quam rutrum lobortis. Nunc et nisl id tortor ullamcorper ultrices. Nullam consectetur quis tortor id bibendum.

Topics: Blog
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