Agile Payments Blog

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An ACH API Case Study

Mar 26, 2020 10:26:50 AM

ACH API Case Study:

ACH API Case Study

An alarm/security SaaS developed a platform for detailed financial analysis and tracking for the Alarm industry. Modules include:

  • Client Management
  • General Ledger
  • Job Management
  • Inventory Management
  • Dashboard Analytics
  • Service and Inspection
  • Accounts payable 
  • Accounts receivable

The security industry is very much driven by recurring revenue. Automating customer payment collection using both ACH and credit card payment rails was vital to the platforms ability to acquire and retain customers.

Using the AgilePayments ACH API, the platform integrated an ACH Autopay solution that addresses both collection and reconciliation needs. In this particular case the SaaS was able to create sophisticated solutions. Among these:

  • Reconciling both successful ACH Payments as well as ACH rejects
  • Resubmitting non-sufficient funds (NSF) transactions based on configurable rules sets, eg debit on Friday am
  • Offering self managed account changes eg change checking account on file
  • Using web hooks and REST payments API to notify users of payments exceptions as they occurred
  • Automating notice of change (NOC) handling
  • Proving insight into customer payment trends and identifying customers that could be converted to AutoPay

The ACH API integration helped the platform to grow from less than 5 users to more than 300, making them the dominant player in the Alarm Financial Management space.

To learn more about how the AgilePayments ACH API can help grow your platform contact us today.

Wayne Akey
Written by Wayne Akey

Wayne Akey works collaboratively with SAAS providers whose clients have recurring billing needs to create innovative payment solutions and new revenue streams. He has partnered with dozens of software providers to create integrated payment solutions that solve recurring billing problems and generate significant recurring revenue. He has experience in: ACH Processing | Payment Partnerships | Payment Gateway Integration | Credit Card Decline Mitigation | Payment Aggregation. Wayne is the author of “Explode SAAS Revenue by 84%: A Guide to Geometric Growth using Integrated Payment Processing”. To learn how your software application can become a billing solution for your users as well as generate additional revenue streams, contact Wayne today at We guarantee you will learn how to improve revenue per client by at least 10% or we will donate $500 to the charity of your choice.

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