Agile Payments Blog

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2021 ACH Transaction Volume Shows Strong Growth

Feb 4, 2022 3:05:23 PM

2021 ACH Transaction Volume

In 2021 the ACH network processed over  29 billion transactions, up almost 10% from 2020. Dollar volume totaled $72.6 trillion, a 17% increase. 

ACH API SolutionsIn the same time period Visa, the world’s largest card network, processed 165 billion transactions last year worth almost $10.5 trillion.

Much of the volume increase can be attributed to P2P payments with Zelle and Venmo being the major players. Both B2B payments and Healthcare were up close to 20% versus 2020.

Same-day ACH payments enjoyed an almost 75% increase in adoption versus 2020, with debits claiming 55% of the transactions and 40+% of the dollar value..

Same-day ACH is expected to acquire even more momentum in March when a new rule extending the per-payment cap to $1 million will take effect, a 10-fold increase from the current limit. The  cap raise move was prompted by requests from banks and is one NACHA expects will continue to ramp up payment volume.

AgilePayments offers elegant ACH API Solutions for platforms looking to leverage the ACH network.

Wayne Akey
Written by Wayne Akey

Wayne Akey works collaboratively with SAAS providers whose clients have recurring billing needs to create innovative payment solutions and new revenue streams. He has partnered with dozens of software providers to create integrated payment solutions that solve recurring billing problems and generate significant recurring revenue. He has experience in: ACH Processing | Payment Partnerships | Payment Gateway Integration | Credit Card Decline Mitigation | Payment Aggregation. Wayne is the author of “Explode SAAS Revenue by 84%: A Guide to Geometric Growth using Integrated Payment Processing”. To learn how your software application can become a billing solution for your users as well as generate additional revenue streams, contact Wayne today at We guarantee you will learn how to improve revenue per client by at least 10% or we will donate $500 to the charity of your choice.

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